Payment Methods
Bancontact Card
Customers can pay using their Bancontact co-branded debit card. These cards display both the Bancontact logo and a Maestro or Visa logo, and are issued by all Belgian banks.- Customer enters their card details at checkout
- Payment is processed directly from their bank account
- Instant confirmation
Bancontact Mobile (Payconiq)
Customers can also pay using the Bancontact app on their phone:- Customer selects Bancontact at checkout
- They scan a QR code or receive a push notification
- They confirm the payment in the Bancontact app using their PIN or biometrics
- Payment is confirmed in real-time
Why Bancontact Matters in Belgium
| Stat | Detail |
|---|---|
| 80%+ adoption | The dominant payment method for Belgian consumers |
| 17+ million cards | More Bancontact cards than people in Belgium |
| Trusted | Backed by all major Belgian banks |
| Low cost | Lower transaction fees than international card schemes |
If you’re operating in Belgium, Bancontact is essential. Belgian customers expect to see it as a payment option and often prefer it over Visa or Mastercard.
Availability
| Region | Currency |
|---|---|
| Belgium | EUR |
Enabling Bancontact
Bancontact is automatically enabled for all Belgian stores. There’s nothing you need to do - it will appear as a payment option for customers in Belgium once your store is set up.
Customer Experience
Bancontact provides a seamless payment experience for Belgian customers:- Familiar - The payment method they use every day
- Fast - Card or mobile payments complete in seconds
- Secure - Strong authentication via PIN or biometrics
- No extra accounts - Works with their existing bank account